Slackers?

The campaign for a “Real Bottom Line of How Much Money it takes to Survive” has provided a much-needed resource to define what amount of money a family needs to meet its basic needs. The research and hard work put into this effort are to be commended. If nothing else, it confirms the inadequacy of our financial safety net of public assistance programs. It also explains the constant struggle our working poor families are facing in their effort to make ends meet. It further suggests that government programs should look to this new higher standard as a guide for eligibility. This would, of course, expand the benefits many of our financial assistance programs offer to many more families, which is a worthy goal. No one in America should do without basic human necessities.

Unfortunately, in a sample letter to the editor (see below) issued by the supporters of this plan, there seems to be very inappropriate comments about “welfare” and those receiving cash assistance as being “slackers.” Webster’s New Collegiate Dictionary defines a “slacker” as “a person who shirks work or obligation.” The writer seems to be making the point that somehow the assistance we give to working families is not welfare and in the process chooses to malign those families who currently must rely on cash assistance.

The term “slacker” cannot be applied to folks receiving assistance under the “reformed” welfare system adopted in this country ten years ago. Welfare reform added time limits, work requirements, reporting requirements, and sophisticated computer monitoring systems to resolve the issues of who “deserved” public assistance raised by all the old myths about welfare. Folks receiving public assistance benefits cannot and do not shirk work or their many other obligations. However, apparently some of the advocates for the poor have adopted the currently fashionable political posturing of some that public assistance given to folks who are more like “us” is not welfare and, therefore, is acceptable. Folks who are more like “us” are more “deserving” of our help.

Instead of trashing the poorest people, those on cash assistance, we need to build stronger coalitions among all low-income families and individuals. The truth is that all means-tested financial assistance programs are welfare. That includes Medicaid, child care subsidies, housing assistance, earned income tax credits and HEAP. It baffles me as to why some programs are seen in such a positive light and others denigrated. Someone receiving financial assistance due to limited income is in the same boat as millions of other people who are sick, disabled, unemployed, divorced, elderly or just working at a low wage job. We should all be proud that we live in a country that feels a responsibility to help its less fortunate citizens. Pitting the poor against each other does not advance our efforts to create a just and fair society.

Jack Frech 11/10/08
Director, Athens County Department of Job and Family Services

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DRAFT Op-ED for Submission to Daily Newspaper Editorial Editor by Low Income Advocate
Please review carefully and personalize with individual country information

What’s the REAL Bottom Line of How Much Money it Takes to Survive Here in XXXXX County and Why It Matters

As ______[job title and organization]_____________________________, I’ve learned that how we as a nation define, measure and report poverty is emotionally charged and can often generate more heat than light.

Many times, when the conversation turns to poverty here in America and in our community, logic and rationality can go out the window. And when that happens the possibility of any useful follow-up discussion about what, if anything, can and should be done to assist those who are not making it financially becomes almost impossible.

But in these scary and challenging economic times, it’s even more critical to have these kinds of discussions as more and more Ohioans find themselves closer to the margins and living on the edge.

I’ve seen it many times. Just using terms like “poverty”, “poor” or “low-income” can conjure up arguments, resentments, political agendas and a host of other distractions that don’t help us get any closer to answering the real question that we as citizens of any income level or political viewpoint should want to know: Exactly how much money does it take to be economically self-sufficient right here in our community? In other words, exactly how much money is required to be able to pay the basic bills without any family, charitable or government assistance?

If conservatives, liberals and everybody else could just find common ground on what economic self-sufficiency really means in the real world – what the REAL bottom line for survival is – then we could discuss and debate what we should do about it in a more meaningful way. We might not agree on the policy prescriptions or action agenda for helping people become more self sufficient but, at least, we could start the discussion on the same page.

With a new President and Congress (on the horizon) the Ohio Association of Community Action Agencies (OACAA) – the organization representing Ohio’s XX locally-governed poverty-fighting organizations – believed the time was right to answer this question for each of Ohio’s 88 counties. So, they asked the University of Washington to develop something called The Ohio Self Sufficiency Standard for 2008.

The Ohio Self-Sufficiency Standard uses a proven formula and real world data to determine exactly the minimum amount of money it takes to pay the rent, buy food, cover child care, get to work and just cover the basics without any savings, fun or frills in each of Ohio’s 88 counties.

Right here in XXXXXX County, for example, two working parents with an infant need to earn at a minimum of $XX,XXX a year to be considered self sufficient; that’s $X.XX per hour per parent. Again, this represents the REAL bottom line of what it takes to just get by. That figure is well above the federal poverty guidelines, which determine eligibility for programs like Head Start and Medicaid that can help low income working people better be able to hold onto a job. That figure is well above the minimum wage. In fact that figure is more than most jobs in Ohio pay.

The Ohio Self Sufficiency Standard presents a budget and the necessary income to meet that budget for various family sizes and configurations in every Ohio county along with full information on how the researchers determined each county’s self-sufficiency budgets. You can access the full report at: www.oacaatraining.org (or newspaper web site, if posted there).As you look through the report and digest the numbers keep these things in mind:

• The families who live below the self-sufficiency standard or even below the federal government’s definition of poverty – which is usually around half of the self-sufficiency standard – are by-and-large working families. They aren’t on welfare. They aren’t slacking off. They work low wage jobs and are treading water. Sadly today, with fewer jobs and lower wages in every corner of Ohio, working is too often not a ticket to true self sufficiency;
  
• In order to survive and be able to raise a family on wages that pay below the self-sufficiency standard, we believe – especially now -- that a solid system of work supports needs to be in place – child care assistance, health care, job-training and skills development, housing vouchers, etc. – to reward work and help assure families can cover the basics that low wages do not until additional training and job success moves them toward real self-sufficiency;
  
• We also believe that the federal Poverty Guidelines used to determine eligibility for these kinds of work supports should be adjusted to be closer to the self-sufficiency family budgeting standard in the report rather than the artificially low and outdated methods used to calculate them today.

Look through the self-sufficiency standard for your county and ask yourself if the numbers make sense as a way to determine a survival baseline. If they do, then join us in the coming dialogue on how we can assure more Ohio working families meet and ultimately exceed this standard.

XXXXXXX is XXXXXXXXXXXX

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How can you help?

People have been asking, "how can I help those in need?"

Be a voice for many who often aren't able to make their own voices heard. Don't let our state and federal elected officials turn away from their responsibility to ensure all Ohioans and all Americans have their basic needs met when they need a safety net. Use the links below to contact your elected officials and express your support to focus on basic needs as a first priority.

Thank you!

Don't Turn Away, Ohio

We must focus on the basics with a greater priority on financial resources for the poorest of the poor. The failure of government to ensure all families and individuals have sufficient income to meet their basic needs has caused holes in the safety net to steadily worsen.

We call on the Governor and the Ohio General Assembly to support the following:

• Public assistance benefits through the Ohio Works First program should be increased by $100 per month. Currently, the average family receives a combined income of cash and Food Stamps at roughly 50% of the poverty level.

• Health care services must be available to all adults earning less than 100% of the federal poverty level. Individuals not eligible for Medicaid lack the capacity to provide themselves with essential health care.

• Mental health and substance abuse services must be available to all adults and children below the poverty level. Treatment is often jeopardized by a lack of basic needs. Personal and financial recovery must proceed together.

• The disability determination process must be fixed. With two systems (Medicaid and Social Security) to navigate, people waste months or years trying to get the help they need.

We call upon the President and Congress to address the related federal issues:

• Food Stamp benefits are too low. Food Stamp benefits must be increased to meet 100% of the nutritional needs of poor families. Food Stamps are intended to supplement about 75% of a family’s nutritional needs. The presumption is people could make up the difference. With stagnant income levels and the increased cost of living, this is not possible. The end result overwhelms our food pantries and soup kitchens.

• Supplemental Security Income (SSI) benefits are too low and need to be increased substantially. Payments for the elderly and disabled, in Ohio, average $430 a month (about 55% of the poverty level). Maximum payment is $637 per month (75% of the poverty level). These people cannot work, yet they are forced to live with the constant struggle to meet their basic needs.

We must provide sufficient benefits through our safety net programs to meet all basic needs for these families. This is already a crisis for the people affected by these issues.

We call upon our state and federal elected representatives to not turn away from these serious problems.

We must take immediate action!

Please contact your federal and state elected officials to urge them to address these issues!

Coverage of News Conference

Links to the local newspaper coverage of our "Don't Turn Away, Ohio" news conference:

The Athens Messenger

The Athens News

Don’t Turn Away, Ohio Position

It is uncomfortable to face up to, but in our efforts to turn around Ohio, we cannot continue to turn away from our communities’ most severe problems and from the poorest of the poor among us. Families and individuals dealing with serious financial issues; problems caused by domestic violence; addiction or mental health problems are unfortunate realities that don’t go away even if they are ignored. Our goal must be to help people through these situations. While challenging even in the best of times, recent failures by the state and federal governments have made accomplishing this goal significantly more difficult. The failure on the part of government to ensure that all families have sufficient income to meet their basic human needs of food, clothing, and shelter has caused holes in the financial safety net to steadily worsen over the years. Our government’s failure to prioritize the needs of the poorest of the poor is causing increased hardships among those least suited to survive them.

Simultaneously, other challenges facing many of these same families are growing worse as a result of insufficient support for basic child welfare, mental health and substance abuse programs. These issues are bound together. It is virtually impossible to resolve many of the behavioral health issues families are facing when they must focus all of their energy on simply surviving. We must place a greater priority on financial resources for the poorest of the poor. We understand that, in these difficult economic times, many working poor families are struggling and need assistance. We certainly support all efforts to provide as much as we possibly can to aid these families. But we feel very strongly that support should not come at the expense of those who are still even poorer and have even fewer services available.

Therefore, we are calling on the Governor and the Ohio General Assembly to support the following:

• Public assistance benefits offered through the Ohio Works First program should be increased by $100 per month as previously proposed by Representative Jimmy Stewart. Currently, the average family receives a combined income of cash and Food Stamps at roughly 50% of the poverty level.

• Health care services must be available to all adults who earn less than 100% of the federal poverty level. Individuals who are not eligible for Medicaid lack the capacity to provide themselves with essential health care and, as a result, cause serious problems that affect the rest of the family, including their children.

• Mental health and substance abuse services must be available to all adults and children below the poverty level. Families dealing with these issues often have their treatment jeopardized by a lack of basic human needs. Personal and financial recovery must proceed together.

• The disability determination process must be fixed. With two separate systems (Medicaid and Social Security) to navigate, disabled people waste many months or years trying to get the help they need. Meanwhile, they suffer without much needed health care and income.

The failure of Ohio to deal effectively with these issues has created serious and unnecessary hardships for poor families and individuals. We have created an overwhelming demand for emergency food and housing services which continues to grow. Untreated mental health and substance abuse problems decimate already poor families. The ability of these individuals to obtain or retain employment is greatly challenged by inadequate health and behavioral health services.

We call upon the President and Congress to address the federal issues related to this problem:

• Food Stamp benefits are too low. Food Stamp benefits must be increased to meet 100% of the nutritional needs of poor families and the minimum benefit level should increase from $10 to $100 a month. Currently, Food Stamps are intended to provide about 75% of a family's nutritional needs. The presumption is that people could make up the difference with their cash. With stagnant income levels for the poor and the increased cost of living, this is not possible. The end result overwhelms our food pantries and soup kitchens.

• Supplemental Security Income (SSI) benefits are too low and therefore need to be increased substantially. SSI payments for the elderly and disabled in Ohio average $430 a month or about 55% of the federal poverty level. The maximum payment is $637 per month or 75% of the federal poverty level. These people cannot work, yet we force them to live with the constant struggle to meet their basic needs.

We call upon our state and federal elected representatives to not turn away from these serious problems. We must take immediate action. This is already a crisis for the people affected by these issues.

$100 a Month OWF Grant Increase
There are 125,000 children who depend on the Ohio Works First TANF-funded cash assistance program. These families are very poor. We spend a great deal of money, time and effort through our local County Department of Job and Family Services offices to prove that families receiving OWF assistance don’t have other resources and comply with all program work requirements and time limits. After all this, we give them only about half of the money we know they need to live on. There is no doubt that this has caused many hardships for these children and their families. We provide a typical OWF family with about $320 a month in cash and $280 in Food Stamps. This does not meet their basic needs. Ohio has developed the largest balance of unspent TANF funds in the nation because we are unwilling to provide a decent level of assistance for these kids. The Governor’s budget calls for a “cost of living adjustment” in January of 2009, at a cost of $4.6 million. For a family of three, this equates to roughly a 3% increase, or about $10 a month. These children will clearly be much worse off in a year than they are now. Although the Governor’s budget does a lot to help children, it does not help our poorest children.

Health Care for All Adults below the Poverty Level
Much has been said during recent years about the state of health care and its availability. Some feel health care is a basic need and should be universally available regardless of socioeconomic status. Others disagree, calling such an approach “socialized medicine,” thus politicizing the process and making the issue a heated debate. No matter which side of that ideological fence one chooses, it is undeniable that those with health insurance, and thus access to health care, live a different lifestyle that those without it. Many Americans are facing tough choices about whether to take medicine that enables them to live in better health or to feed their families. The basic medical procedures that many of us take for granted are being denied to people who do not have insurance, as health care facilities often will not even attend to an uninsured patient. Additionally, the poor cannot afford to practice preventive medicine. Medicaid and Medicare help children, the elderly and those who are disabled. The OWF program provides health care for some adults, but many poor parents and other adults are not eligible for Medicaid and can’t afford health services.

Mental Health and Substance Abuse Services for All Poor Adults
We must increase access to mental health and substance abuse services for all adults who need services and live below the federal poverty level. With state funding cuts and the increased need to provide local funds for Medicaid match, services to non-Medicaid adults are extremely limited. Medicaid primarily serves elderly, disabled or child clients. Other poor adults are covered only in very limited circumstances. As a result, many are not eligible for Medicaid funded behavioral health services.

This creates a dual challenge to recovery and treatment. Much needed counseling or support services are limited or not available and the adult is left struggling with the day-to-day challenge of meeting their basic human needs.

The impact of untreated mental health or substance abuse issues goes far beyond the individual to affect the whole family and community in general. The state must fund adequate behavioral health services for everyone below the poverty level.

Social Security Disability and SSI Denials
We must reform the disability determination process. The majority of applicants for Social Security Disability or SSI are denied at the time of their initial application. Although 60% of all applicants who appeal an initially denied claim are eventually approved for disability benefits, the 1.5-2.5 year process can have devastating affects on them and their families. Not only are their financial futures in jeopardy, but so is there personal health. Despite their best efforts, they are unable to meet the basic needs of their families.

Waiting more than a year to receive benefits puts an additional strain on already hurting families. The number of backlogged cases is continuing to rise. Unless this issue is addressed, disabled workers who have paid into a system they thought they could depend on will continue to be let down, and the wait will only continue to grow.

Many people have lost their homes, and some their lives, while waiting to receive benefits. These people put their faith into a system that was supposed to help. The system has failed them and could fail thousands more if immediate, effective changes are not made. We must take adequate steps to reduce the number of initially denied applicants.

Overlooking the Basics
Policymakers have cited the importance of early childhood intervention in preparing children for a successful education. Numerous studies have documented the importance of providing children with a variety of education, childcare and parenting programs to help accomplish this goal. Unfortunately, the most important factor in promoting a child’s readiness and success in school is often overlooked or ignored: a safe, stable and secure family.

Programs that address education and child care will not work for families or children who do not have their basic needs met first. Children who are facing continual chaotic or stressful lives due to extreme poverty in their families will not thrive no matter how much their school or daycare improves. By having policies that assure that hundreds of thousands of children will spend time in households that can’t meet their basic needs, we are undermining the potential success of our early childhood intervention efforts.

We must provide sufficient benefits through our safety net programs to meet all basic needs for these families. Below are comments from studies on child care, school readiness and brain development. They all emphasize the prime importance of a safe, secure, and stable family as a prerequisite for success:

“The major providers of early childhood experience are parents. Programs to support and strengthen the family will increase the likelihood of optimal childhood experiences.”

Child Trauma Academy. http://www.childtrauma.org/. How Experiences in Early Childhood Create a Healthy Society.


“In marked contrast to the child-care effects just described, parenting quality significantly predicted all the developmental outcomes and much more strongly than did any of the child-care predictors.”

Belsky, Jay; Vandell, Deborah Lowe; Burchinal, Margaret; Clarke-Stewart, K. Alison; McCartney, Kathleen; Owen, Margaret Tresch. The NICHD Early Child Care Research Network (2007). Are There Long-Term Effects of Early Child Care? Child Development, March/April 2007, Volume 78, Number 2, pages 693.


“The family plays the most important role in a young child’s life. Public policies should seek to support families in this role and to expand parents’ options for the care, health, and education of their children.”

National Governors Association. Final Report of the NGA Task Force on School Readiness. Building the Foundation for Bright Futures, page 1. Found at: http://www.nga.org/Files/pdf/0501TaskForceReadiness.pdf, last accessed January 3, 2008.


“Responsibility for school readiness lies not with children, but with the adults who care for them and the systems that support them. Public policies should seek to provide comprehensive information, resources, and support to all who are responsible for children’s development.”

National Governors Association. Final Report of the NGA Task Force on School Readiness. Building the Foundation for Bright Futures, page 1. Found at: http://www.nga.org/Files/pdf/0501TaskForceReadiness.pdf, last accessed January 3, 2008.


“The NGA Task Force on School Readiness believes that the family plays the most important role in a young child’s life. Parents have the primary responsibility for nurturing, teaching, and providing for their children. It is the relationship between parent and child that is the most critical for the positive development of children. Children need supportive, nurturing environments. However, the new economy has brought changes in the workforce and in family life. These changes are causing financial, physical, and emotional stresses in families, particularly low-income families… Consequently, the role of parents and the condition of families should be central concerns for policymakers interested in promoting school readiness.”

National Governors Association. Final Report of the NGA Task Force on School Readiness. Building the Foundation for Bright Futures, page 7. Found at: http://www.nga.org/Files/pdf/0501TaskForceReadiness.pdf, last accessed January 3, 2008.


“Parents play a primary role in the development of their children. Children who experience sensitive, responsive care from a parent perform better academically and emotionally in the early elementary years. At the same time, not surprisingly, financial and emotional stresses negatively impact parents’ well-being and adversely affect their attentiveness and sensitivity to their children. For children who receive most of their care from a parent in the home, it seems clear that providing families with the resources, information, and tools they need is an appropriate approach for promoting school readiness.”

National Governors Association. Final Report of the NGA Task Force on School Readiness. Building the Foundation for Bright Futures, page 13. Found at: http://www.nga.org/Files/pdf/0501TaskForceReadiness.pdf, last accessed January 3, 2008.


The above recommendations are endorsed by the following:

Athens-Hocking-Vinton 317 Board, Earl Cecil, Executive Director
http://www.317board.org/

Athens County Job and Family Services, Jack Frech, Director http://jfs.athenscountygovernment.com/

Athens County Children Services, Andrea Reik, Director http://www.athenschildrenservices.com/

Hocking County Job and Family Services, Robert Smith, Director
350 State Route 664 North, P.O. Box 548 Logan, Ohio 43138-0548

Hocking County Children Services, Cathy Hill, Director
93 West Hunter Street Logan, Ohio 43138

Vinton County Job and Family Services & Children Services, Jody Walker, Director
30975 Industry Park Drive McArthur, Ohio 45651